dealing with foreign debt collectors???

[hiddyboy]

Good Day Folks,

I need some advice. I have a debt collector claiming to be representing the Bank claiming an alleged debt. First off, the bank is in Ireland and the debt collector is in the US.
Yes folks, the good 'ol US of A. The alleged debt dates back to early 2010. I had an issue with the bank when my account was compromised electronically. I was led to believe it was sorted but now this. I have since moved back to SA. The bank initially sent me correspondence in 2010, after which I querried it. The amount is well under R100K.

Do they have any type of jurisdiction? He has been calling me trying to be intimidating and I have asked him to stop.

[BusFact]

I'm no expert, but I doubt very much that an Irish debt can be enforced in SA, unless its due to a criminal matter and then I don't think a debt collector would be dealing with it. Of course if their system is similar to ours and a judgement is made against you in the UK, then you'll have problems if you ever try and return there to live or work.

[hiddyboy]

Thanks for the reply. I was thinking along the same lines. No it was not criminal in any way. I cannot imagine what the debt collector hopes to gain.
There is no judgement in Ireland as far as I know.

[roychopper]

Just be watchful over scam debt collectors. However, there are a few groups of companies that a number of individuals have been waiting for the Consumer Financial Protection Bureau to get under control. Perhaps the leading one would be debt collection companies.