Free credit report....NOT

[adrianh]

So, I go online and enter my details to obtain a free credit report. What happens: These clowns: Kudough Credit Solutions send me 2 emails saying that they can't get hold of me but that I can buy a report from them for R70. They phone me today and tell me that they can sell it to me for R70. I asked them how they got my details so they say that I asked for a free report on the internet. So I ask her why she is phoning me if I asked for a free report and she puts the phone down.

This company is a SCAM. They try to charge you R70 for something they advertise as being FREE.

[KimH]

https://mytransunion.co.za/MainPages/MyCredit/MyCredit.aspx

Oddly enough I did one for myself an hour ago - here's the link

[adrianh]

Thanks Kim. That is exactly what I wanted.

[Dave A]

Where did you go that ended up with this Kudough crowd, Adrian?

[adrianh]

I think it was this one.

http://creditreportsa.co.za/

[AndyD]

Can you confirm from your browser history if it was that site? What happened after you filled out your details and clicked the button, did you get any kind of free credit report?
I haven't done one myself for a while but I vaguely remember you can get a free Transunion report (as per Kims link above) once each year, if you need more than that you'll probably need to pay or subscribe.

[HR Solutions]

Transunion one free a year, then R25 thereafter.

[adrianh]

I entered my details and received an email the following day with a lot of splurp containing this line:

You have expressed interest previously by logging a request to obtain your credit report. We were unable to make contact with you so we trying again.
Tired of waiting? Register now via our website www.kudough.co.za and get a 10% discount on any product purchased.

I then received the same mail a day later.

Then out of the blue I get a call from the same company saying the exact same thing.

That is when I asked her how she got my details and why she was calling me. She said she got the details because I asked for a FREE report. When I asked her why she is trying to charge me R70 for a free report she put the phone down.

Interesting how they are unable to contact me to give me a FREE report but they are able to contact me via email and cel phone to sell me a R70 report.

[Rafael]

https://mytransunion.co.za/MainPages.../MyCredit.aspx

Oddly enough I did one for myself an hour ago - here's the link

Just got mine from Trans union, no hassle

[Ann Williams]

Yup. Had the same thing.... UNSUBSCRIBE and don't phone me!

[Dave A]

Do a Google search on "P.O. Box 1234, Panorama" (make sure you include the quotation marks). Seems David Bester is probably into affiliate marketing.

On Kudough - All that effort for a measly R69 seemed a bit odd, until I noticed



it's a monthly subscription. (or my eyes are playing tricks on me).

[tec0]

Can't you get a credit report from your local bank or something like that? I don't have credit so I seriously don't know?

[Houses4Rent]

Transunion is oen the bigger. There are more, but largely just feed off the big four.

Do more than one as often shops e.g. use one and not the other. So your report might look clean on the one, but not the other crdeit bureau.

For my business we use Experian (a global player) and Transunion (I think also global).

I personally draw my annual free reports from:
www.xds.co.za - now www.credit4life.co.za
www.compuscan.co.za - info@compuscan.co.za / 021-8886000

https://www.experian.co.za

https://www.transunion.co.za

Its not a calender year, but a rolling 12m period.

[JamesL]

Hi
Do you guys perhaps know if https://www.credithealth.co.za/ is any good?

[Dave A]

Do you guys perhaps know if https://www.credithealth.co.za/ is any good?

Looking around their website, probably not - given that this thread is about getting your free credit report that you are legally entitled to ask for and receive once a year from any credit bureau that collects consumer credit information in terms of the National Credit Act.