Free credit report....NOT

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  • Citizen X
    Diamond Member

    • Sep 2011
    • 3417

    #16
    Originally posted by tec0
    Can't you get a credit report from your local bank or something like that? I don't have credit so I seriously don't know?
    Hi Tec0,

    Currently, the most reliable credit bureaus for a free credit report are : Transunion ITC, Experian and XDS..
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    • malcolm@icheck
      Email problem
      • Jul 2014
      • 4

      #17
      Kudough is a for profit company. If you want your free credit report, then you need to go directly to one of the four credit bureaus operating in South Africa currently. Trans union, Compuscan, Experian or XDS. They are obligated by law to give you one free credit report per a calendar year. Kudough isnt a credit bureaus, its simply a reseller and therefore charges for their reports. If you contact any of the companies I mentioned, someone will help you for free.

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      • Houses4Rent
        Gold Member

        • Mar 2014
        • 803

        #18
        Are Transunion, Compuscan, Experian or XDS non profit companies then? I doubt that.
        Houses4Rent
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        marc@houses4rent.co.za www.houses4rent.co.za
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        • Dave A
          Site Caretaker

          • May 2006
          • 22812

          #19
          Originally posted by Houses4Rent
          Are Transunion, Compuscan, Experian or XDS non profit companies then? I doubt that.
          Damn straight they're for-profit companies. The only reason the credit bureaus give away free credit reports to anyone is because they're obliged to by law. They certainly weren't doing it before the introduction of the NCA

          Or should I rather say, on the rare occasion I wanted to get a credit report on myself before the introduction of the NCA, I did have to pay. If there were any freebies being given out back then, they certainly didn't let me in on the deal.
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